Privacy Policy

Privacy Policy
Last updated: December 11th, 2024
This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service. It also tells You about Your privacy rights and how the law protects You.
We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.
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Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.
Definitions
For the purposes of this Privacy Policy:
- Account means a unique account created for You to access our Service or parts of our Service.
- Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
- Application refers to MoneyHealth.ai, the software program provided by the Company.
- Company (referred to as either "the Company," "We," "Us," or "Our" in this Agreement) refers to Genpreneur Technologies Private Limited, D-403, Sylvania, Magarpatta City, Hadapsar, Pune, India - 411028.
- Country refers to Maharashtra, India.
- Device means any device that can access the Service, such as a computer, a cellphone, or a digital tablet.
- Personal Data is any information that relates to an identified or identifiable individual.
- Service refers to the Application, including the subscription-based features.
- Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service, or assist the Company in analyzing how the Service is used.
- Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
- You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
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Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:
- Email address
- First name and last name
- Phone number
- Payment information (e.g., billing address and card details for subscription processing)
Usage Data
Usage Data is collected automatically when using the Service.
Usage Data may include information such as Your Device's Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.
When You access the Service by or through a mobile device, We may collect certain information automatically, including but not limited to the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers, and other diagnostic data.
We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.
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Use of Your Personal Data
The Company may use Personal Data for the following purposes:
- To provide and maintain our Service: This includes managing access to features available under different subscription plans, such as personalized financial roadmaps and consultation calls.
- To manage Your Account: To manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service, depending on the subscription tier selected.
- For subscription management: To process payments, manage billing, and provide notifications related to subscription renewals or upgrades.
- To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as push notifications, regarding updates, features, and subscription-related information.
- To provide customer support: To respond to Your inquiries and resolve any subscription or account issues.
- To manage Your requests: To attend to and manage requests or changes related to Your subscription plan.
- For other purposes: We may use Your information for data analysis, identifying usage trends, and determining the effectiveness of our promotional campaigns to evaluate and improve our Service, products, services, and user experience.
Sharing of Your Personal Data
We may share Your personal information in the following situations:
- With Service Providers: To facilitate payment processing and subscription management.
- With business partners: To offer additional services or promotions relevant to Your subscription tier.
- For legal or business transfers: In connection with a merger, acquisition, or asset sale involving the Company.
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Retention of Your Personal Data
The Company will retain Your Personal Data only as long as necessary to provide the subscription Service and fulfill the purposes outlined in this Privacy Policy. Data related to subscription transactions may be retained for accounting and legal compliance.
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Subscription-Specific Information
If You subscribe to Our paid Service:
- Billing Information: We collect and process payment information to manage Your subscription. Payment data is securely processed by third-party payment providers.
- Subscription Tiers: Access to features may vary depending on the subscription plan. You can view, modify, or cancel Your subscription via Your Account settings.
- Renewals: Subscriptions may renew automatically unless canceled prior to the renewal date. Notifications will be sent in advance.
- Refunds: Refund requests will be processed as per Our cancellation and refund policy.
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Changes to This Privacy Policy
We may update Our Privacy Policy from time to time. If the changes affect subscription management or billing, We will notify You in advance via email and/or prominent notice within the Service.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when posted on this page.
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Contact Us
If you have any questions about this Privacy Policy or the subscription model:
- By email: connect@moneyhealth.ai
- By phone: (+91) 8999693960